Loan Programs

CONVENTIONAL LOANS

These traditional mortgages are popular for a good reason: Stable monthly payments makes it easier to plan your financial future.

Conventional loans are popular as they typically offer favorable terms.

Fixed-rate and adjustable-rate options
Wide range of repayment terms
Down payments as low as 3%
Competitive interest rates
Minimum credit score of 620, in most cases
Other requirements and conditions apply

FHA LOANS

Traditional mortgages may not be the best fit for everyone. Government-backed programs like FHA loans have unlocked the doors to millions of American dreams.

FHA loans are an excellent option for first-time homebuyers and those who may not be looking to make a large down payment.

Lower credit score requirements
Lower down payment of at least 3.5%, in most cases
Fixed-rate and adjustable rate options
Other requirements and conditions apply

VA LOANS

Supreme Lending is proud to offer VA loans, serving those who have served and sacrificed so much for our nation to achieve their dreams of homeownership.

VA loans help millions of eligible military Veterans and active-duty personnel purchase or refinance their homes and provide 100% financing.

Lower interest rates and closing costs
No down payment requirement
No private mortgage insurance required
Fixed-rate and adjustable-rate options
Available for first-time and repeat homebuyers
Variety of eligible VA-approved property types

USDA LOANS

If you prefer country living, this government-backed mortgage program for properties in eligible rural areas may be the right one for you.

The U.S. Department of Agriculture (USDA) is best known for supporting farmers and ranchers. But it also helps people buy homes without putting any money down.

100% financing available
Lower interest rates
Down payments as low as 0%
Reduced closing costs
Lower credit requirements
Gift funds can be accepted

renovation LOANS

Ready to upgrade your home? Whether you're planning for a top-to-bottom renovation or smaller rehab projects, our loan programs can help your property reach its full potential.

Kitchens and baths. Pools and patios. Roofs and gutters. Attics and basements. Renovation loans can help you finance your home remodeling or repair projects.

Primary residences and investment properties
Lower credit requirements
Indoor or outdoor improvements
Purchase or refinance options available

condo LOANS